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Let us take the work out of buying and selling real estate in beautiful Santa Monica, California.  We bring expert knowledge and attention to help you navigate the local Santa Monica real estate market. 


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WHAT OUR CLIENTS HAVE SAID...
 

RealEstate-SantaMonica.com  
has become my first look at the market when investing in new Santa Monica Real Estate.  Thanks for the insight and the tools.
                                               
                                       
   R Young
                                     Playa Del Rey

 
market corner - weekly update on real estate local market

 Weekly Real Estate sounding block for the Santa Monica
 market...news to buy and sell with. 
    more articles

 
Colin Whelan - licensed Santa Monica realtorReal Estate Stimulus Act
We’ve got some good news for people who are buying or selling homes, it’s the Economic Stimulus Act.  Basically this is the U.S. government’s plan to jumpstart the economy.  So far most of the attention has been on the rebate checks that millions of taxpayers are receiving but the new bill is also designed to help “high-cost regions” of the country by means by: 

1.  Temporarily increasing the conforming loan limit from $417,000 to $729,750.  What does this mean for you?  Well you can borrow up to $729,750 at the lower interest rates that were once reserved for loan limits up to $417,000.  This can make an enormous difference in your monthly payment!

2.  Temporarily increasing the size of the FHA loans (Federal Housing Administration) they can insure from $362,000 to $729,750.  And how does this affect you?  Well it makes borrowing easier!  For most of 2008, it’s been extremely difficult to obtain mortgages with 5% and 10% down.  Lately it’s been at least 20%, and that’s a lot of cash!  With these FHA loans, you can once again borrow with 5% and/or 10% down.  This is really great news! 

Though the Economic Stimulus Act is only planned to last until the end of 2008, it will definitely help those people who are pro-active and take advantage of its benefits. 

Our last bit of good news is for those who are already in homes and have mortgages…the Stimulus Act does not exclude you from refinancing to take advantage of these lower conforming interest rates.  We at REALESTATE-SANTAMONICA.COM don’t do mortgages, but we are happy to refer you to brokers we use and trust.  Good luck, and remember we’re here to help you.   Colin Whelan

 
Market Corner is a weekly update on the market geared towards providing current market information you can really use to make better Real Estate decisions.  As a respected and experienced Realtor, Colin Whelan brings his knowledge to the public in order to empower buyers and sellers of Santa Monica Real Estate.
  Contact us  if you want that type of advocacy on your side.

 

Colin Whelan walked us through
the entire process of buying our house.  I felt our interests were primary in the whole dealing and that's a great feeling with such a big decision.   
                                               
                                  
   S Chaussee
                                     Santa Monica

 
Latest Articles:
Time to Buy - Tips on when to buy
Getting Financing - How to get your financing